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Century-Old Clubhouse Destroyed by Fire Faces Complex Rebuild
Inside This Article: A fire recently destroyed the historic Lochmoor Country Club clubhouse in Grosse Pointe Woods, Michigan. Historic properties may require specialized Commercial Property Insurance with Historical Replacement Cost to reproduce original materials, designs, and craftsmanship after a loss. Business Interruption Coverage and Extra Expense Coverage can help companies recoup lost revenue and maintain payroll during restoration. Updates
$25.6 Billion in Nuclear Verdicts Raises Stakes for Businesses
Inside This Article: “Nuclear” verdicts increased 40.7% in 2025, reaching their highest annual total since 2009, according to Marathon Strategies. The nearly 200 verdicts of at least $10 million in 2025 totaled approximately $25.6 billion. Claims that have previously stayed within primary insurance limits are increasingly reaching Excess Liability Insurance layers. Business owners are encouraged to closely review policy
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Stabilizing rates and increased competition are creating new opportunities in the Personal Insurance market. See how risk mitigation, rising high‑value home demand, and global coverage solutions are shaping coverage and placement strategies in Q2 2026.
Social inflation, rising loss severity, and increased competition are shaping the Commercial Insurance market in Q2 2026. Learn how selective underwriting, shifting carrier appetite, and creative coverage structures are influencing placement strategies.
Moderating rates, expanding capacity, and increasing competition are setting the tone for the P&C market in Q2 2026. Learn how underwriting discipline, evolving risk dynamics, and expanded access to specialty and global markets are shaping coverage and pricing.
Inside This Article: A semi-trailer crash in Michigan earlier this year spilled about 26,000 pounds of plastic pellets across 11 miles of roadway. The polystyrene plastic “nurdles” were also found in the Kalamazoo River following the release, which included an additional spill during towing. The nurdles sank into the river sediment, making full recovery challenging and costly. A recent report found hazardous…
Scenario 1: A catering company is sued after multiple guests get sick following an event. RELATED STAT: Illness outbreaks affecting multiple individuals can result in significant legal settlements, substantial reputational damage, and other financial repercussions for businesses. SOLUTION: Commercial General Liability (CGL) Insurance can help pay for legal defense, settlements, medical expenses, and more. Excess Liability Insurance can provide additional…
Key Takeaways While the P&C market is softening and rates are moderating as capacity expands, underwriters remain selective, requiring well-structured submissions to secure optimal terms. Carrier capacity is strong across most lines, with specialty solutions and improved risk mitigation enhancing options for complex and hard-to-place risks. Most Commercial sectors show stable pricing, though litigation and rising loss severity continue to pressure underwriting and…
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