Commercial

We offer unparalleled access to the broadest range of Commercial Insurance Coverage available.

For those clients who own a business of any size, it is important to obtain the necessary coverage to protect against the wide variety of risks associated with commercial operations. From general to specialized coverage, Burns & Wilcox has unparalleled access to the broadest range of Commercial Insurance Coverage available.

Commercial Solutions

Property (Commercial)

The Property insurance segment has recently faced a severe tightening in capacity and underwriting guidelines. To meet these challenges, we have a dedicated group of property-only brokers who work in this segment daily. Their expertise gives our clients a partner who can help navigate this complex marketplace. 

Casualty (Commercial)

We provide brokers and agents access to casualty specialists who can identify and assess legal liability risks. As a leading provider of wholesale specialty insurance, Burns & Wilcox offers innovative casualty solutions for the complex and hard-to-place.

Cannabis

Operating regulated dispensaries and nurseries for cannabis presents a special set of challenges, risk and liabilities. The experienced professionals at Burns & Wilcox can deliver insurance solutions that meet this unique industry’s needs.

Construction

The construction industry touches every facet of our lives. At Burns & Wilcox, if it can be built, we can provide liability insurance to cover it. 

Energy

Today’s energy industry is faced with unique challenges in order to maintain profitability and stay in business. We have the expertise and creativity to help your clients balance insurance costs with appropriate coverage to protect their assets & bottom lines.

Environmental

Burns & Wilcox provides brokers and agents with access to specialists who can identify environmental exposures and deliver insurance solutions to address the specific liabilities your clients may face.

Flood

The Burns & Wilcox Flood Practice Group offers a wide array of customized Flood Insurance products across some of the most expansive Private Flood markets in the United States.

Habitational

From fires to visitor injuries, apartment owners can be held liable for costly repairs or medical bills. Having the right insurance policy in place will help protect against the financial strain brought on by unanticipated loss or liability.

Healthcare

Burns & Wilcox offers a broad range of specialized healthcare liability products to address significant and diversified exposures.

Hospitality

We offer a tailored Hospitality policy that can help limit your clients’ exposure with coverage for liquor liability, food contamination and forcible ejection. We also offer options for general liability and property coverage for equipment breakdown and spoilage.

Manufacturing and Distribution

Whether your insured’s products are made in the United States or imported from abroad, we have the expertise and market access to meet your insurance needs.  Our team specializes in creative and customized solutions for your hard-to-place, loss-driven accounts.

Marine

We offer a wealth of expertise, market access and capability related to the marine business. A policy from Burns & Wilcox can provide a more complete coverage solution.

Transportation and Garage

Whether your client transports products or passengers, Burns & Wilcox can provide access to a wide range of coverages to safeguard any vehicle— owned or for hire. With unparalleled access to specialized markets, we have the breadth of products needed to provide solutions for your clients’ business operations.

Workers’ Compensation

Workers Compensation is an absolutely essential line of insurance for all businesses and organizations.  Knowing that, Burns & Wilcox has partnered with many of the top “A”-rated workers compensation carriers to provide a broad range of classes to our clients nationwide. 

Find an Expert

Find a Solution

Find a Location

We are able to get a quote to propose to the insured, usually within the same day.  The commitment to our partnership is key and it shows.

-Hattie G., Client, Scottsdale, Arizona

Our Commercial Intel

See All

Webinar: Hospitality Insurance – Market Conditions, Liquor Liability, and Risk Management Strategies

Hospitality risks remain among the most challenging classes to place due to evolving liability exposures, capacity constraints, and varying underwriting requirements across jurisdictions and risk profiles. In this webinar, Burns & Wilcox experts discuss market conditions, Liquor Liability, and emerging exposures such as CBD and THC beverages, virtual reality venues, guest safety risks, and vacation rentals. They also share risk management best practices and submission strategies that…

Crane Collapses at YMCA Construction Site, Narrowly Missing Driver

Inside This Article: A recent crane collapse at a Fort Lauderdale YMCA construction site sent equipment partially into the road just feet from a passing driver. Improperly secured loads, inadequate crane stabilization, loads near or above capacity, and wind are among the most common conditions that contribute to crane incidents. Damage to the project or surrounding property can lead to costly…

Construction Exposure Scenarios

Scenario 1: A construction company is facing a $10 million lawsuit from a global biotech firm alleging faulty workmanship at its manufacturing facility caused extensive water leaks, mold, and structural issues. RELATED STATS: This is an example that water damage is not always caused by weather. The National Association of Insurance Commissioners indicates that non-weather-related water damage for commercial properties…

Casualty Exposure Scenarios

Scenario 1: Multiple residents of an apartment complex are injured when a balcony collapses. RELATED STAT: Lawsuits against the property owner over bodily injuries could result in significant payouts and legal defense costs. SOLUTION: Commercial General Liability (CGL) Insurance and Excess Liability Insurance can cover medical payments, legal defense and other expenses, while Commercial Property Insurance can help cover the…

Taco Bell Lawsuits Mount After Cyclospora Outbreak

Inside This Article: A nationwide cyclosporiasis outbreak reportedly involving Taylor Farms lettuce served at Taco Bell has prompted multiple lawsuits. The outbreak has surpassed 22,000 confirmed or suspected cases across 47 states. Products Liability Insurance can help protect businesses against covered claims alleging bodily injury caused by contaminated food. Companies that produce or sell food are also encouraged to purchase Product Recall Insurance and review documentation protocols and…

P&C Updates: 2026 Q3

Abundant capacity, decelerating Property rates, and increasing competition are defining the P&C market in Q3 2026. Explore the trends shaping underwriting, coverage, and pricing.

Commercial Insurance Updates | 2026 Q3

Commercial Insurance market conditions are becoming increasingly competitive, creating new opportunities across many lines of business. Click through for highlights on Property and Casualty trends, specialty solutions, capacity deployment, and coverage strategies shaping the second half of 2026.

Back-to-Back Warehouse Fires Expose Environmental Liability Risks

Inside This Article: Two major warehouse fires that erupted in California within the span of a week caused significant physical damage and raised environmental concerns. Officials are investigating the causes of both fires as cleanup efforts move forward. Property damage, business interruption, and environmental impacts can be covered by insurance policies including Commercial Property Insurance and Site Pollution Liability Insurance. Accurate property…

No results found.

Practice Areas

Specialties

Commercial

We offer unparalleled access to the broadest range of Commercial Insurance Coverage available.

Practice Areas

EXPERTS & INTEL

Specialties

Sample heading

Sample heading