Moderating rates, expanding capacity, and disciplined underwriting are setting the 2026 tone for Property & Casualty Insurance. See what is shaping the year ahead in our P&C 2026 Forecast SlideShare.
Commercial
We offer unparalleled access to the broadest range of Commercial Insurance Coverage available.
For those clients who own a business of any size, it is important to obtain the necessary coverage to protect against the wide variety of risks associated with commercial operations. From general to specialized coverage, Burns & Wilcox has unparalleled access to the broadest range of Commercial Insurance Coverage available.
Commercial Solutions
The Property insurance segment has recently faced a severe tightening in capacity and underwriting guidelines. To meet these challenges, we have a dedicated group of property-only brokers who work in this segment daily. Their expertise gives our clients a partner who can help navigate this complex marketplace.
We provide brokers and agents access to casualty specialists who can identify and assess legal liability risks. As a leading provider of wholesale specialty insurance, Burns & Wilcox offers innovative casualty solutions for the complex and hard-to-place.
Operating regulated dispensaries and nurseries for cannabis presents a special set of challenges, risk and liabilities. The experienced professionals at Burns & Wilcox can deliver insurance solutions that meet this unique industry’s needs.
The construction industry touches every facet of our lives. At Burns & Wilcox, if it can be built, we can provide liability insurance to cover it.
Today’s energy industry is faced with unique challenges in order to maintain profitability and stay in business. We have the expertise and creativity to help your clients balance insurance costs with appropriate coverage to protect their assets & bottom lines.
Burns & Wilcox provides brokers and agents with access to specialists who can identify environmental exposures and deliver insurance solutions to address the specific liabilities your clients may face.
The Burns & Wilcox Flood Practice Group offers a wide array of customized Flood Insurance products across some of the most expansive Private Flood markets in the United States.
From fires to visitor injuries, apartment owners can be held liable for costly repairs or medical bills. Having the right insurance policy in place will help protect against the financial strain brought on by unanticipated loss or liability.
Burns & Wilcox offers a broad range of specialized healthcare liability products to address significant and diversified exposures.
We offer a tailored Hospitality policy that can help limit your clients’ exposure with coverage for liquor liability, food contamination and forcible ejection. We also offer options for general liability and property coverage for equipment breakdown and spoilage.
Whether your insured’s products are made in the United States or imported from abroad, we have the expertise and market access to meet your insurance needs. Our team specializes in creative and customized solutions for your hard-to-place, loss-driven accounts.
We offer a wealth of expertise, market access and capability related to the marine business. A policy from Burns & Wilcox can provide a more complete coverage solution.
Whether your client transports products or passengers, Burns & Wilcox can provide access to a wide range of coverages to safeguard any vehicle— owned or for hire. With unparalleled access to specialized markets, we have the breadth of products needed to provide solutions for your clients’ business operations.
Workers Compensation is an absolutely essential line of insurance for all businesses and organizations. Knowing that, Burns & Wilcox has partnered with many of the top “A”-rated workers compensation carriers to provide a broad range of classes to our clients nationwide.
We are able to get a quote to propose to the insured, usually within the same day. The commitment to our partnership is key and it shows.
Our Commercial Intel
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Inside This Article: A recent analysis found that water and freezing damage claims comprised about 20% of small business insurance claims in 2025, compared to 15% in 2015. Fire continues to be the costliest type of loss, with average claim severity rising to approximately $80,000 in 2025, more than double 2015 levels, Risk & Insurance reported. Rising repair expenses, labor shortages,…
Key Takeaways The E&S P&C market is in a strong position, supported by disciplined underwriting and strong carrier appetite. The E&S marketplace has recorded 14 consecutive years of premium growth, with Casualty lines representing the majority of direct premiums written. Social inflation, nuclear verdicts, and litigation funding continue to influence underwriting and pricing decisions, while tort reform in select states is beginning to…
Inside This Article: A three-alarm fire at Baltimore’s historic “Castle on Keswick” building caused extensive water damage that destroyed wedding gowns and other property at Jill Andrews Gowns. The loss included client-owned items stored for fittings and alterations, raising concerns over who is financially responsible for damaged heirlooms. Commercial Property Insurance may not cover customers’ belongings, making specialized policies…
Whether it is a small storefront or a sprawling distribution center, every commercial property faces risks such as burst pipes, electrical fires, or storm damage that could disrupt operations and result in major financial setbacks. To learn how Commercial Property Insurance can help business owners protect their assets, we spoke with Barry Whitton, Managing Director, Broker, Property, Burns & Wilcox, Brokerage Division,…
Flooding is the nation’s most frequent and expensive natural disaster, affecting property owners from coastal cities to inland towns alike. Even a few inches of water can cause catastrophic damage, disrupt operations, and leave homeowners and business owners facing massive repair expenses. To learn more about Flood Insurance and new products reshaping the marketplace, we spoke with Brad Turner, Vice President, National Product…
Key Takeaways: Commercial Auto remains challenging, with combined ratios above 100% and 55 consecutive quarters of rate increases keeping underwriting tight. Capacity is available but selective. Complete submissions, strong safety culture, and telematics can meaningfully improve pricing and options. Loss severity continues to rise due to inflation, nuclear verdicts, repair costs, supply-chain delays, and growing EV exposures. Enforcement of English-language proficiency rules intensified in 2025, worsening…
Gene’ Cain, Broker, Transportation, Burns & Wilcox, Brokerage Division, Atlanta, Georgia, breaks down why Commercial Auto rates continue climbing after 55 consecutive quarters, highlighting severity trends, supply chain delays, and emerging risks tied to electric vehicles. This insight from our recent Transportation webinar offers a clear look at the factors driving Physical Damage and Liability losses. https://vimeo.com/1145667389/a029430501?fl=ip&fe=ec
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